Best Credit Cards for Online Shopping
Amazon Pay ICICI Credit Card — zero annual fee, built for online spenders.
Amazon Pay ICICI Credit Card wins online shopping the same way it wins cashback broadly — zero fees, 5% back on Amazon.in for Prime members, and 2% at 100+ other Amazon Pay partner merchants. If most of your online spend already runs through Amazon, this is close to the best-case, lowest-cost outcome available in the catalog.
Frequently asked questions
Does the online-shopping rate apply to all e-commerce sites?
The 5%/3% Amazon rate is Amazon-specific; other online merchants generally fall into the 1% 'other eligible spends' tier unless they're one of the 100+ listed Amazon Pay partners.
Is there a minimum spend to keep the card fee-free?
No — it has no annual or joining fee to begin with, so there's no spend threshold to hit.
What if I shop online mostly on Flipkart or Myntra instead?
Amazon Pay ICICI's boosted rate is Amazon-specific — take the quiz, since a different online-shopping card in the catalog may match other platforms better.