Best ICICI Bank Credit Cards
Times Black ICICI Bank Credit Card — unlimited lounge access, ICICI's top-rated card at 4.7/5.
Times Black ICICI Bank Credit Card is ICICI's top-rated card at 4.7, combining unlimited domestic and international lounge access with the lowest forex markup in our entire catalog at 1.49% — genuinely useful for a high-income frequent traveller, not just a marketing claim. At ₹20,000 a year (waived at ₹25,00,000 prior-year spend), it sits well above ICICI's everyday cards, so it's the pick for someone who travels internationally often, not a general-purpose recommendation.
Frequently asked questions
Is Times Black the best ICICI card for everyday spending?
Not necessarily — it's optimized for travel and forex, not everyday categories like groceries or online shopping. Our Amazon Pay ICICI pick wins those categories instead.
How low is the forex markup, really?
1.49% — less than half the 3.5% that's standard across most cards in our catalog. On ₹2,00,000 of annual overseas spend, that's a real, measurable saving.
What if I don't spend internationally?
Then this specific pick isn't right for you — take the quiz, since ICICI has several lower-fee cards better suited to domestic-only spending.